(859) 423-3300

d.jones@posPayTech.net

Payment Processing

Stop Paying More Than You Have To.

We started POSPayTech because we saw too many small business owners being overcharged, underserved, and left to figure it out alone. That ends here.

Stop Paying More Than You Have To.

Whether you want traditional merchant-paid processing or want to eliminate fees entirely with EDGE — we have the right solution for your business.

Three Ways to Implement EDGE

Choose the Strategy That Fits Your Business

Dual Pricing

Display two prices at the point of sale — one for cash, one for card. Customers choose how they pay. Maximum transparency, maximum savings.
  • Near-zero effective processing rate
  • Clear cash & card prices displayed
  • Works at counter & on terminal
  • Most popular EDGE option
  • Fully compliant — we handle setup
Most Popular

Cash Discount

Post the card price as standard, then offer a discount when customers pay with cash. Rewards cash payers while recovering card costs.
  • Discount shown directly on receipt
  • Great for high cash-volume businesses
  • Customers feel rewarded for cash
  • Significantly reduces processing costs
  • Simple to explain and implement

Compliant Surcharge

Add a small, clearly disclosed fee to credit card transactions only. A direct, transparent way to recover processing costs on card sales.
  • Applies to credit cards only
  • Required disclosures provided
  • Direct cost recovery per transaction
  • Popular with B2B & professional services
  • Compliant with all card brand rules
Our Processing Partners

Backed by Industry Leaders

We partner with PayProTec and North American Bankcard — two of the most trusted names in merchant services — to deliver reliable, secure payment processing for your business.

PayProTec

Our ISO partner and the home of EDGE. Known for transparent pricing, agent support, and innovative merchant programs.

North (NAB)

North American Bankcard — our primary processor. One of the largest and most reliable processors in North America.

PCI Compliant

All processing programs fully certified and compliant with PCI DSS security standards. Your customers’ data is always protected.

What Else EDGE Includes

More Than Just Zero Processing Fees

Next-Day Funding

Weekend sales deposited Monday morning. No more waiting until Tuesday. Cut-off times apply — we’ll walk you through the details at setup.

Full Compliance Package

Every EDGE merchant receives a complete welcome kit with signage, disclosures, and everything needed to run the program correctly and compliantly from day one.

State-of-the-Art Equipment

EDGE works with modern terminals including Dejavoo P-Line and PAX systems. No need to be locked into a single device to take advantage of the program.

Dedicated Support

Behind every successful EDGE program is a real support team. You’ll always have a direct line to someone who knows your account when you need help.

Everything in One Place

What Payments Hub Does for Your Business

Dashboard & Reports

Snapshot of recent activity, sales volume, payment methods, top customers, and detailed breakdowns of daily sales — all in one clean view.

Recurring Billing

Set up automatic recurring payments for subscription services, memberships, or installment plans. Set it once and let it run.

ACH Processing

Accept bank-to-bank transfers directly from customers — ideal for larger transactions, B2B payments, and businesses wanting to reduce card fees even further.

Deposits & Funding

See exactly what’s coming in and going out of your connected bank account. Track deposits, reconcile funding, and stay on top of your cash flow.

Already Locked Into a Software Platform?

Running Mitchell 1, NAPA TRACS, Tekmetric, CDK, Reynolds & Reynolds, or any of 300+ other business management systems? Our semi-integration bridge connects your existing software directly to our Dejavoo terminals — so you can use EDGE Dual Pricing without changing a single thing about how your team works.

See It in Action

Real Transaction Examples — $100 Sale

Here’s exactly how each EDGE option plays out on a $100 transaction, so you can see the difference for yourself.

Dual Pricing
Cash Discount
Without EDGE

More Than Just Taking Payments

Payments Hub is your merchant business portal — a single, easy-to-use dashboard for transaction reporting, funding activity, invoicing, virtual terminal, ACH, recurring billing, and much more. Every POSPayTech merchant gets access.